Syn­opsis

Tereon is our trans­ac­tion pro­cessing solu­tion. At its heart is a rapid devel­op­ment, rapid deploy­ment suite which can build and imple­ment any trans­ac­tion pro­cessing solu­tion. Tereon solu­tions can be deployed to bank the unbanked without dis­in­ter­me­di­ation of the money supply.

Tereon also offers a gateway to cheaper and more secure pay­ment pro­cesses than com­monly avail­able EMV com­pliant solu­tions. Tereon solu­tions work with any IP enabled mer­chant device and any authen­tic­a­tion device, including NFC phones and smart cards.

Tereon is —

  • Kalypton’s soft­ware suite proven in chal­len­ging con­di­tions in Africa
  • a solu­tion that, when deployed into a bank, enables delivery of the full range of banking ser­vices to a smart­phone, including payments
  • a solu­tion that will also sup­port legacy pro­cesses like SMS and card payments

Com­pared to mobile money and mobile wallet solu­tions, Tereon is —

  • con­sid­er­ably lower cost
  • fully com­pat­ible with reg­u­latory con­trols ‘out of the box’
  • com­pletely customizable
Tereon system

Tereon is straight-​forward to imple­ment, as it —

  • oper­ates from within your firewall
  • integ­rates into existing core systems
  • does not hold private or fin­an­cial inform­a­tion on the phone

Tereon sup­ports mul­tiple inter­faces, including —

  • back offices and core systems
  • cards
  • clearing houses
  • mer­chants
  • mobile tele­phones
  • ser­vices
  • ser­vice providers
  • storage
  • ter­minals

Tereon sup­ports mul­tiple pay­ment types and models, including —

  • banks
  • cafet­erias
  • charge
  • credit
  • credit unions
  • debit
  • employee schemes
  • ePurse
  • loy­alty schemes
  • mem­ber­ship schemes
  • micro-​finance
  • pre-​payment
  • stu­dent services
  • tick­eting
Tereon system

Briefing notes

Tereon® — an over­view provides a one-​page over­view of the solution.

Innov­a­tion in pay­ments — an over­view sum­mar­izes the three white papers in the series ‘Innov­a­tion in pay­ments’, and sets out why we believe Tereon is the solu­tion to the pay­ments industry’s emer­ging and unmet needs.

© 2011 – 2012, Kalypton Inter­na­tional Limited